The Law Firm of Leisawitz Heller

The settlement of a car accident claim: pros and cons

When a Berks County resident suffers injury in a car accident and the injury is due to the fault of another party, there are a number of ways that the situation could be resolved. If the parties do not agree on the amount of damages that the responsible party should pay, the situation could be resolved either with a trial or with some other form of dispute resolution. Alternatively, the parties could negotiate with each other the amount of damages that should be paid. If the parties reach an agreement on this issue, it is called a settlement. This blog post will discuss settlements in a little more detail.

Why do people choose to settle car accident claims? Depending on the specifics, settlements can be a win-win for everyone involved. The injured party will ideally get adequate compensation without having to wait for the successful resolution of the trial. The insurance company can save money they would have had to spend defending the claim. And both parties can avoid the uncertainty that exists in any trial.

Settlements are not without risks for the injured party, however. Insurance companies typically will not want to pay out more to victims than the company thinks is absolutely necessary. Injured parties may be in need of the money and feel pressure to agree to whatever offer the insurance company makes to resolve the issue. The problem is that the offer may not be enough to cover all of the damages suffered by the car accident victim. But it is usually a condition of settlement offers that the settlement is the full amount that the insurance company is obliged to pay the victim.

Many car accident victims have found the advice of an experienced personal injury attorney to be very valuable for negotiating an adequate settlement from an insurance company.

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